# New Apartments Outside Floodplain Houston | New Houston Apartment Team

> Every tracked new build by FEMA zone: 128 Zone X, 9 shaded X, 3 Zone AE (Oct 25, 2026). The §92.0135 notice, backup power questions, and what we check.

URL: https://newapartmentshouston.com/new-apartments-outside-floodplain/

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Flood zones · Facts, never verdicts

# New Houston Apartments by FEMA Flood Zone, Facts Only

Last updated: October 25, 2026

You want to know a building's flood facts before you sign. Of 140 tracked new builds, 128 are Zone X, 9 shaded X and 3 Zone AE (Oct 25, 2026).

Free to you, and your rent is the same either way · 140 new communities tracked · Prices pulled every morning

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## Get my shortlist

Free to you. Same-day confirmations during hours (Mon-Fri 8-8 · Sat 9-6 · Sun 12-5).

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We'll confirm units, specials and fee sheets and reply the same day during hours.

Free to you, and your rent is the same either way

140 new communities tracked (Oct 25, 2026)

Prices pulled every morning

Spirit Real Estate Group, LLC · TREC #562021

Why it goes wrong

## Why flood questions get skipped

Flood facts are easy to look up and easy to forget until the lease is signed.

### The zone isn't on the listing

Most listings don't show a FEMA zone. We pull the Flood Insurance Rate Map record for each address and date it.

### The notice is read too fast

Texas landlords give a written flood notice at or before signing. Since Sept 1, 2025, both parties sign it (SB 2349).

### Power after a storm

Hurricane Beryl caused 2.265 million outages in July 2024. No law requires apartment backup power, so we ask what the generator runs.

## How do you list new apartments by flood zone?

You want flood facts before you sign, and we want you to have them in plain words. On Oct 25, 2026, we checked all 140 tracked buildings against the **FEMA Flood Insurance Rate Map (FIRM)**.

Here’s what we found:

| FEMA zone | What it means | Tracked buildings |
| --- | --- | --- |
| Zone X | Outside the mapped 1% annual-chance floodplain | 128 |
| Shaded Zone X | 0.2% annual-chance area, or behind a levee | 9 |
| Zone AE | Inside the 1% annual-chance floodplain, with a base flood elevation | 3 |

Every card on the board shows its zone and the date we checked. We list the zone as a fact. We never call a building safe or unsafe, because a map zone isn’t a promise about any one storm.

## Which buildings are in Zone AE, and what’s pending?

Three tracked buildings sit in **Zone AE** (Oct 25, 2026):

-   **Asher Towne Lake.** **LOMR-F** letters are pending. A LOMR-F is a FEMA letter that can remove a structure built on fill from the mapped floodplain.
-   **Sycamore Heights.** LOMR-F letters are also pending.
-   **The Cove at GYB.** It has an 11-foot **base flood elevation (BFE)**, and we’ve asked for its **elevation certificate**.

None of the three is inside the City of Houston, so the city’s Chapter 19 floodplain rules don’t apply to them. We update each building’s card when a letter or certificate comes in.

> **What a zone does and doesn’t tell you**
> 
> A FEMA zone describes mapped flood chance for an area. It doesn’t cover **street flooding**, drainage near a specific door, or whether a garage entrance sits low. We ask about those too.

## What’s the Texas flood notice?

**Texas Property Code §92.0135** took effect Jan 1, 2022. Your landlord gives you a written notice at or before signing. It says whether the unit is in the 100-year floodplain and whether it flooded in the last five years.

If the notice is missing and a flood destroys 50% or more of your belongings’ value, you may end the lease within 30 days. Under **SB 2349**, effective Sept 1, 2025, both parties sign the notice. Leases under 30 days are exempt.

We ask each community for the notice before you apply, and we read it with you before you sign.

## Could a building’s flood zone change?

It could. Harris County’s **MAAPnext** project has released draft maps that may redraw some zones. The current FIRM is still what governs today. We show the current zone, note where drafts differ, and date every check.

The **Harris County Flood Control District** posts flood warning data and bayou levels. We point you to those tools so you can look up an address yourself.

## What about power after a storm?

**Hurricane Beryl** caused 2.265 million outages in July 2024. Texas law doesn’t require apartment buildings to have backup power. So we ask what each generator covers:

-   Elevators, especially in mid-rise and high-rise buildings
-   Hallway and stair lighting
-   Water pumps on upper floors
-   Garage gates and controlled-access doors

We share the written answers before you sign. If a building won’t answer, we tell you that too.

## How do I get flood facts for my shortlist?

Send us your move date and the buildings you like. We’ll pull the FEMA record, ask for the §92.0135 notice and the five-year flood answer, and ask what the generator covers. It’s free to you, and your rent is the same either way.

How it works

## How we help with outside floodplain

Same-day confirmations during hours. When something goes wrong, we write to the community and report back.

1.  1
    
    ### We pull the FEMA record
    
    We look up each building's address on the current FIRM and note the date.
    
2.  2
    
    ### We ask for the flood notice
    
    We ask for the §92.0135 notice and the community's five-year flooding answer.
    
3.  3
    
    ### We ask about power
    
    We ask what the generator covers: elevators, hall lights, water pumps and garage gates.
    
4.  4
    
    ### You decide with the facts
    
    We share what we found, with dates and sources. We never call a building safe or unsafe.
    

## Want the whole bill for outside floodplain before you tour?

It's free to you. Communities pay the brokerage, and your rent is the same either way. If we can't confirm a price, we'll say so.

Get my shortlist

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Why renters use us

## Why use New Houston Apartment Team for outside floodplain?

### Facts, not verdicts

We give the zone and the documents. We never say a building is safe from flooding.

### Every building, every zone

128 Zone X, 9 shaded X, 3 Zone AE, checked Oct 25, 2026.

### Documents requested for you

LOMR-F letters, elevation certificates and the flood notice.

### Power questions asked

We send the generator questions and share the written answers.

On the ground

## What we check on a tour

Illustrative scenes of the things we look at in person. Property pages use our own dated photos; renderings are labeled.

 

Learn

## Guides for outside floodplain

All guides

[/guides/ →](/guides/)

Explainer

### Backup Power at New Apartments: What to Ask About Generators After Beryl

Beryl caused 2.265M outages (July 2024), and no law requires apartment backup power. Ask what the generator runs: elevators, halls, water pumps.

[Backup Power at New Apartments: What to Ask About Generators After Beryl →](/guides/backup-power-generators-after-beryl/)

Explainer

### Does Renters Insurance Cover Flooding in Texas?

Standard renters policies usually exclude flood; contents flood cover is separate and has waiting periods. The facts, without advice.

[Does Renters Insurance Cover Flooding in Texas? →](/guides/renters-insurance-flooding-texas/)

Explainer

### FEMA Flood Zones for Renters: Zone X, Shaded X, and Zone AE

Of 140 tracked new builds, 128 are Zone X, 9 shaded X and 3 Zone AE (Oct 25, 2026). What each zone means and how to look up an address.

[FEMA Flood Zones for Renters: Zone X, Shaded X, and Zone AE →](/guides/fema-flood-zones-for-renters/)

Explainer

### LOMR-F Letters and Elevation Certificates: What They Tell a Renter

A LOMR-F can remove a building from the mapped floodplain after fill. What it shows, which Zone AE buildings have letters pending, and how we ask.

[LOMR-F Letters and Elevation Certificates: What They Tell a Renter →](/guides/lomr-f-letters-elevation-certificates/)

Explainer

### MAAPnext Draft Maps: Why a Building's Flood Zone Could Change

Harris County's MAAPnext drafts may redraw flood zones. Current FIRM vs. draft, City of Houston Chapter 19 scope, and how we date our checks.

[MAAPnext Draft Maps: Why a Building's Flood Zone Could Change →](/guides/maapnext-draft-flood-maps/)

Decision guide

### The Texas Flood Disclosure You'll Sign: What §92.0135 Requires

Since Jan 1, 2022 landlords give a written floodplain and five-year flooding notice; since Sept 1, 2025 both parties sign it. Your rights.

[The Texas Flood Disclosure You'll Sign: What §92.0135 Requires →](/guides/texas-flood-disclosure-92-0135/)

FAQ

## Outside Floodplain questions

Is a new building outside the flood zone?

We give the FEMA zone, not a verdict: 128 tracked buildings are Zone X, 9 shaded X, and 3 Zone AE (Oct 25, 2026). We also ask for the §92.0135 notice and what the generator covers.

What's the difference between Zone X and Zone AE?

Zone AE is the 1% annual-chance floodplain with a base flood elevation. Zone X is outside that mapped area. Shaded X marks the 0.2% annual-chance area or land behind a levee.

Which tracked buildings are in Zone AE?

Asher Towne Lake, Sycamore Heights and The Cove at GYB (Oct 25, 2026). LOMR-F letters are pending at the first two, and The Cove at GYB has an 11-foot base flood elevation.

Does my landlord have to tell me about flooding?

Yes. Under Texas Property Code §92.0135, you get a written notice at or before signing about the 100-year floodplain and flooding in the last five years. Since Sept 1, 2025, both parties sign it.

Do Houston apartments have to have backup generators?

No law requires it, so we ask each community what its generator covers and share the answer in writing.

Could a building's flood zone change?

It could. Harris County's MAAPnext draft maps may redraw zones. We show the current FIRM zone and the date we checked it.

Can you guarantee a price or approval?

No. The community sets both, and we confirm them before you sign.

Still have a question?

Text us or send your move date. We reply the same day during hours.

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Keep looking

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New Build Board

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A map and cards for every tracked ground-up build, with feed pricing and address facts.

[New Construction Apartment Board →](/new-construction-apartments/)

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Moving to Houston

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[Moving to Houston →](/moving-to-houston/)

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Lease-Ups

### Lease-Up Apartments in Houston

Buildings by stage: pre-leasing, lease-up, and the first 24 months.

[Lease-Up Apartments in Houston →](/lease-up-apartments/)

## Send us your move date. We make the calls.

We confirm the unit, the special, the written fee sheet and who bills the water, the same day during hours.

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We don't guarantee pricing or approval. The community sets both, and we confirm them before you sign.

Spirit Real Estate Group, LLC · TREC #562021 · Free to you, and your rent is the same either way
